No one looks forward to filing insurance claims. The insurance claims process is often tedious, stressful and time consuming, with no guarantee of a successful claim.
Here are the three most common types of home insurance claims and what you can do to avoid these problems in the first place:
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Fire – Fire-related insurance claims are some of the most commonly filed and the most expensive to pay out. To prevent a house fire, make sure you have smoke detectors in place and that all of them have working batteries. When you’re in the kitchen, don’t leave flammables like oven mitts and food packaging near the stovetop or oven. If you have food cooking, don’t leave it unattended. If you have appliances with frayed or broken electrical cords, don’t use them!
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Theft – Make sure all your windows and doors are locked even during the day and invest in a home security system. Trim any trees and bushes on your property, as overgrowth makes for an attractive hiding place for burglars. Don’t leave your valuables lying around and invest in outdoor lighting for nighttime.
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Water Damage – Heavy rains, melting snow and frozen water can do a number on your home. You can keep water damage at bay by making sure your gutters are working as they should, directing rainwater away from your property. How? Consider cleaning gutters with gutter guards. Gutter guards are a one-time purchase that can protect your home for years! You can also prevent roofing damage due to ice dams by installing heated gutters.
Looking for tips on cleaning gutters with gutter guards? Gutter Helmet Systems of Alabama is the expert to call! We have the experience and expertise you’re looking for to make the most of your investment. To learn more about what we can do for you and your home, simply give us a call at (866) 598-7525 or fill out our online contact form. Ask us for a FREE quote today! We serve Chelsea, AL, and the surrounding communities.
